2026-08-20 · Eligibility

Check eligibility before the patient sits down

Inactive coverage is not a coding problem. Verify the plan before the visit, especially in offices that see the same families for years.

The most expensive eligibility error is the one discovered when the remittance arrives. The plan ended. The member ID was a dependent’s old number. Medicaid was not renewed. The claim was perfect and it will not pay.

Checking eligibility means asking the payer, electronically when you can, whether that person is covered on the date of service and what the copay or deductible is. It does not mean remembering that they had Blue Cross last year.

Small offices skip it because the front desk is also rooming patients. The fix is a short list: everyone on tomorrow’s schedule who has not been checked, done the afternoon before, plus anyone who books same-day. Urgent care has to do it at arrival. Behavioral health has to do it before the first session and again when a new authorization starts.

MedFlow keeps that list on the appointment. An inactive result is shown before anyone builds a claim. The patient is asked for a current card. If they do not have one, the practice decides whether to see them, instead of finding out from a denial six weeks later.

The public eligibility checklist on this site is a one-page version of that habit. It is for the front desk to print. It is not a substitute for the payer’s answer.